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Playbook · Comparison workflows / Auto insurance

Compare auto insurance. Don’t move a muscle.

Forward your current declarations page to Handfast. We score three alternative picks with the coverage and deductible math and prepare a Handfast action card you can approve to quote and switch — the audit trail, the call, and the single-line receipt all live in your inbox.

Forward this comparison to HandfastRun my numbers →

When this playbook applies

Three things we need. Nothing more.

Built for ordinary personal auto policies — liability, comprehensive, or full-coverage. Not commercial fleets, not commercial-trucking certificates, and not anything on a usage-based telematics tier.

  • Your current insurer and coverage tier

    The name on the declarations page and the coverage tier (liability, comprehensive, or full-coverage).

  • Your policy renewal date

    The date on the renewal notice. Within 60 days is the sweet spot — far enough out to compare, close enough to switch.

  • Vehicle count and garaging ZIP

    The number of vehicles on the policy and the ZIP they’re garaged in. These two drive the rate.

Step 0 · Run the comparison

The four fields. Three picks.

Below the workbench is the comparison grid — every card surfaces the deductible math, the monthly delta, and the perks. The Handfast action card at the bottom pre-fills the inbox handoff so all four steps follow from a single tap.

Side-by-side workbench

Tell us about your current policy.

Four fields, one submit. We return three alternative picks with the deductible math and a Handfast action card you can approve to quote and switch.

Your next renewal date.

Number of vehicles on the policy.

Garaging ZIP — drives the rate.

We never store your inputs — the recommendations are computed live and the seed list is a static roster you can audit.

After the comparison

The four steps once you approve.

Once your Handfastinbox task opens, we run these four steps in order. You approve at each handoff — nothing dials or quotes a new policy without your tap.

  1. 1

    Forward the current policy

    Drop your declarations page — or just the four fields: current insurer, coverage tier, vehicle count, and renewal date.

    Tip: pull the insurer, tier, and vehicle count from the declarations page. Skip roadside / rental fees — the comparison uses the total monthly premium.

  2. 2

    We score three alternative picks

    Lower monthly premium, comparable coverage, no hidden gaps where possible. We compute the 12-month savings and surface the deductible math.

    The Handfast action card below each comparison lists what we’ll do on your “yes.” Nothing dials or signs the new policy yet.

  3. 3

    You approve Handfast to request quotes

    Tap once to open the inbox task pre-filled with the recommended insurer and the savings delta. We request the quote, sit on hold, and book the switch on your "yes."

    Calls run on a recorded line. You can listen live, take over at any prompt, or cancel before we sign anything.

  4. 4

    We log the receipt

    When the new policy is active, one-line receipt in your inbox — "$X/mo for Y vehicles, Handfast booked it on Z." Audit trail, no PDF.

    If the carrier offers a retention discount we didn't ask for, we surface it before accepting — and we never accept without your tap.

Ready to compare?

Forward the declarations page. We’ll open the comparison task.

Click the button below — your inbox opens with a draft pre-addressed to Handfastand a subject that already says Compare auto insurance:. Drop the declarations page in the body and we open the comparison task.

Open the comparison task →

Not a member yet? Join the waitlist and we’ll get there in the order you signed up.